Assalamualaikum w.b.t.,

Hidup di dunia yang sementara ini banyak mengabui mata kita tentang matlamat kehidupan yang sebenarnya. Kita semakin terdesak dengan himpitan kehidupan dan berlumba-lumba untuk mencari kehidupan yang lazimnya lebih menampakkan keduniaa semata-mata.
Apakah ada di antara pelaburan yang semakin hari semakin kurang diberikan tumpuan? Namun, apakah kita menidakkan keperluan yang perlu kita sediakan di dunia bagi persediaan akhirat? Bagaimanakah pula pelaburan di dunia yang wajar dilakukan untuk persediaan akhirat kita? Wajar rasanya kita sama-sama bincangkan dan jadikan maklumat bersama ini sebagai panduan kita merentasi dunia untuk menempah tempat yang selesa di akhirat kelak, insyaallah.

Pandangan serta komen rakan-taulan, pak-pak ustaz, profesionalis, akauntan, hartawan, dermawan, pak/mak wan dan sebagainya boleh dikongsi untuk dijadikan panduan disamping memperkuatkan ukhwah sesama kita. Sila diemailkan pandangan anda ke mryteratak@gmail.com.


Wassalam.
5/11/2009
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Pemberitahuan: Semua maklumat di blog ini adalah pandangan peribadi melainkan dinyatakan sebaliknya. Sila rujuk kepada institusi atau badan yang berkaitan untuk maklumat lebih lanjut. Sebarang rujukan dari blog ini adalah risiko sendiri.Pengarang tidak bertanggungjawab di atas sebarang masalah yang timbul disebabkan oleh bahan diblog ini.

Friday, June 21, 2013

BLR History

Below table shows the Malaysia Base Lending Rate (BLR) record from year 1989 to year 2011.

2013   6.6% (till now)
2012   6.6%






Tuesday, June 4, 2013

Wondering what is your loan interest rate or profit rate???


Assalamualaikum w.b.t.,

Wooowwww! MBSB owned by EPF...

And it's lend money to civil servants... very good?

What is the interest rate / profit rate yearly then for Civil Servants... 3.5% in year 2012 up to RM300K (ToC) super fantastic...

Then what were most of the EPF depositors loan rate used to be??? Maybank? Awesome??

Interest Rates:
• Loan amount RM5,000 to RM20,000 (8% per annum fixed rate)
• Loan amount RM20,001 to RM50,000 (7% per annum fixed rate)
• Loan amount RM50,001 to RM100,000 (6.5% per annum fixed rate)

So why don't you as an EPF depositor take loan from MBSB. Since you as an EPF depositor you should get equivalent interest rate or should lower then civil servants...

Ha!x5 Funny! Funny!


EPF to let RHBCap and MBSB decide on merger plans

The Employees Provident Fund (EPF) will let RHB Capital Bhd (RHBCap) and Malaysia Building Society Bhd (MBSB) decide on merger plans. EPF holds a 44.84 per cent stake in RHBCap and a 65.5 per cent stake in MBSB, a non-bank lender to civil servants. "We will wait for the two companies to decide what they want to do and there will be a few announcements to be made," EPF CEO, Datuk Shahril Ridza Ridzuan(pic) told a media briefing here on Tuesday.

What do mean by Monthly Unlimited Broadband Account by CELCOM

Just wondering  what will Unlimited Broadband Account means by CELCOM???

UNLIMITED for CELCOM is LIMITED not the LIMITLESS.

So this is one of good governance rewarded by new Malaysia Government.

I'm using this type of account since 3G was introduced and since then never change to other plan. As a heavy user of internet, I do have UniFi and Mobile broadband. So far never disappoint even though sometimes and some places CELCOM Broadband can also be considered  as a member of BERUK-BAND community. But for other cases, bandwidth and limitation is none and unlimited data plan. I start facing speed degradation past 3 weeks just after pirates groups reestablish government.

Then now I realize, this is a game of reestablished government agenda with their cronies. Ha!x5 what so funny. It's really "Rakyat Didahulukan" .  Just check below CELCOM FUP... nearly sound like F..K  you policy.

Fair Usage Policy
 
Celcom Broadband Fair Usage Policy (FUP) is part of Celcom's continuous effort to ensure overall superior service quality for all Celcom Broadband customers at all times. With the implementation of FUP, each Celcom Broadband Monthly Unlimited subscriber will be allocated with a monthly allocation of 5GB per month.
With regards to this, Celcom will monitor the usage pattern of each Celcom Broadband subscriber and provide notifications via SMS and email when certain thresholds are exceeded. You need to update your profile in this portal to receive the SMS and email notification. You can also proactively view your own Internet usage by clicking "Check Usage" button below.
Upon exhaustion of all data volumes, Celcom reserves the right to manage your broadband speeds. You have the option of purchasing additional data volume to enjoy your subscribed speeds again. Purchase of data volumes can be done by:
  • Clicking on the "Purchase Additional Volume" tab below
  • Send BROADBAND VOL to 22188 from your modem (Celcom data number). To check your data usage, send VOL STATUS to 22188 from your modem (Celcom data number). NEW
  • Walk-in to any of our Celcom branches
  • Call in to Celcom Careline at 1 300 111 000 or 1111 from your Celcom Mobile phoneline.
Thank you.
Dear Valued Customer,
Please be informed that Fair Usage Policy (FUP) is currently unavailable in Online Customer Service for Celcom First Prime, Celcom First Premier and Celcom First Elite.
Thank you for your kind support and please bear with us as we continuously upgrade our services.