myLIFEinvest

Assalamualaikum w.b.t., It is not hard to predict the dividend for EPF as  I wrote before here http://mylifeinvest.blogspot.com/2012/02/salam-maulidur-rasulillah-muhammad-saw.html . Updated 1.30pm: "Is given"... means??? Approved by XXX..... The action of current ruler obviously strange in terms of battling uprising support to alternative party that looks  doing pretty well in the state won by them. One-go subsidies are given heavily, in my opinion not really give benefit to the most of "rakyat", comparing to the uprising without control of house-hold basic needs price burden "rakyat" most at all level. From the issue of giving house purchasing loan using EPF money, now the ruler try to give "so called REWARDS???"  to private sector workers by amending the retirement age policy to 60 or 64 years which is the biggest saver in EPF.. My doubt, if the retirement now  let say 64 years, then from my understanding, we only can  take out all

REMINDER JUST FOR MUSLIM.... SAY NO TO VALENTINO DAY! KEEP SAFE YOUR IMAN! DON'T CHEAP SALE YOUR AKHIRAH INVESTMENT! DIFFICULT TO SAVE! BUT EASY TO LOSE! JUST LIKE YOUR EPF INVESTMENT! HARD TO SAVE AND HOPE FOR GOOD INVESTMENT... BUT LATER BECOME AN EASY MONEY FOR COR***TED GO MAN! SAME  GO MAN GIVE AWAY THE VALENTINO DAY AND EPF.... DO YOU BELIEVE SOOO?

Asssalamualaikum w.b.t., The below is real expenses data which collected for Jan 2012, to show how serious was our budget if not properly control and manage. Some people say, we don't have any choice but must spend. So what is the meaning of one of famous Top Malaysian Government Leader said, "Rakyat Mesti Merubah Gaya Hidup. Kenaikan Tidak Boleh Dielakkan". One thing I believe, rakyat must sacrifice paying high tax, double standard of tax system, uncontrollable rising of foods n things needed  and getting low return from our KWSP/Fund dividen to make sure  some special people will be able to live in luxurious . So, be prepared for the worst. From the data you track, you know where to cut your expenses, rearrange your budget and prepare for future unexpected expenses especially year end school preparation. Most of my expenses fall under education, hire purchase (loan), tax. other expenses such food and etc.   From here also, we can see clearly my January 2012 defici