Assalamualaikum w.b.t.,

Hidup di dunia yang sementara ini banyak mengabui mata kita tentang matlamat kehidupan yang sebenarnya. Kita semakin terdesak dengan himpitan kehidupan dan berlumba-lumba untuk mencari kehidupan yang lazimnya lebih menampakkan keduniaa semata-mata.
Apakah ada di antara pelaburan yang semakin hari semakin kurang diberikan tumpuan? Namun, apakah kita menidakkan keperluan yang perlu kita sediakan di dunia bagi persediaan akhirat? Bagaimanakah pula pelaburan di dunia yang wajar dilakukan untuk persediaan akhirat kita? Wajar rasanya kita sama-sama bincangkan dan jadikan maklumat bersama ini sebagai panduan kita merentasi dunia untuk menempah tempat yang selesa di akhirat kelak, insyaallah.

Pandangan serta komen rakan-taulan, pak-pak ustaz, profesionalis, akauntan, hartawan, dermawan, pak/mak wan dan sebagainya boleh dikongsi untuk dijadikan panduan disamping memperkuatkan ukhwah sesama kita. Sila diemailkan pandangan anda ke mryteratak@gmail.com.


Wassalam.
5/11/2009
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Pemberitahuan: Semua maklumat di blog ini adalah pandangan peribadi melainkan dinyatakan sebaliknya. Sila rujuk kepada institusi atau badan yang berkaitan untuk maklumat lebih lanjut. Sebarang rujukan dari blog ini adalah risiko sendiri.Pengarang tidak bertanggungjawab di atas sebarang masalah yang timbul disebabkan oleh bahan diblog ini.

Monday, February 20, 2012

As Predicted EPF Is Given Dividend 6% for 2011

Assalamualaikum w.b.t.,

It is not hard to predict the dividend for EPF as  I wrote before here http://mylifeinvest.blogspot.com/2012/02/salam-maulidur-rasulillah-muhammad-saw.html .

Updated 1.30pm: "Is given"... means??? Approved by XXX.....

The action of current ruler obviously strange in terms of battling uprising support to alternative party that looks  doing pretty well in the state won by them. One-go subsidies are given heavily, in my opinion not really give benefit to the most of "rakyat", comparing to the uprising without control of house-hold basic needs price burden "rakyat" most at all level.

From the issue of giving house purchasing loan using EPF money, now the ruler try to give "so called REWARDS???"  to private sector workers by amending the retirement age policy to 60 or 64 years which is the biggest saver in EPF..

My doubt, if the retirement now  let say 64 years, then from my understanding, we only can  take out all of our EPF money by that time.

Usually for private sectors, policy never support the retirement age of private workers. Where usually their services in the private company end by termination or volunteer resign scheme or force to self-resign. Retired only small numbers of them.

What will happen if, they need to take out the money? Do these will support  them?

Who really benefit what? Hope the plan  will surely benefit the EPF savers....... Do you think so??

I'm still wondering how/why, the LTAT (Lembaga Tabung Angkatan Tentera) can give 15% of dividend/bonus this year and always more 10% yearly refer to the below attachment.

Wallah hu 'alam.

Wassalam.

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Thestar: Monday February 20, 2012

EPF declares 6% payout

By WONG PEK MEI
pekmei@thestar.com.my


PETALING JAYA: The Employees Provident Fund (EPF) Board has declared a dividend of 6% for 2011 the highest in the last 10 years.
In a statement yesterday, EPF said the dividend, an increase of 20 basis points over the 5.8% paid out in 2010, translates to RM24.47bil being distributed to its members.
“2011 marks another commendable achievement for the EPF.
“Despite the challenging investment landscape, it was the strongest performance since 2001 that affirms our long term and prudent investment strategy combined with continuous efforts by our investment team,” said EPF chairman Tan Sri Samsudin Osman.
The dividend payout of the RM24.47bil was derived after deducting net impairment allowance on financial assets, investment expenses, operating expenditures, statutory charges and dividend on withdrawals, representing an increase of 13.23% compared to RM21.61bil recorded in 2010.
EPF also posted a gross investment income of RM27.24bil up 13.18% from 2010.
As of Dec 31 last year, EPF's total investment assets continued to register a healthy growth of 6.52% to RM469.22bil from RM440.52bil recorded in the previous year.
“This rise was primarily contributed by the positive net annual contributions from members and employers, and consistent and encouraging investment performance,” it added.
EPF said it continued to invest the bulk of its investment assets, which is 60.79%, including in equities, which represented 35.64% of total assets.
Equities were the largest income contributor at RM13.29bil representing 48.81% of total investment income.
“This is followed by loans and bonds, Malaysian government securities and money market instruments which contributed RM7.54bil, RM5.63bil and RM656.36mil respectively,” it said.
Samsudin said that while the EPF could not guarantee that it could maintain this performance amid the global economic and market uncertainties, it was committed to safeguarding and adding value to members' retirement savings, particularly against inflation.
Members may check their EPF Account Statements for the crediting of the 2011 dividend, either through EPF Kiosks, counters or i-Akaun from today.

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Thestar: Thursday February 9, 2012

LTAT posts record profit of RM863mil

KUALA LUMPUR: Lembaga Tabung Angkatan Tentera (LTAT) posted a record profit of RM862.7mil for the financial year ended Dec 31, 2011 (FY11).
This marked an increase of 14.8% from a profit of RM751.5mil posted in FY10.
The group’s total assets rose 5.3% to RM8bil from RM7.6bil the year before while members’ contribution account stood at RM7.1bil compared with RM6.7bil a year earlier.
The country’s armed forces fund announced that eligible members would receive total dividends and bonuses at a rate of 15% amounting to RM680.4mil compared with 14% in 2010.
The payout comprising of 7% dividend, 1% bonus and 7% special bonus in the form of unit trusts reflects an increase of 10% in total payout compared with last year’s RM616.3mil.

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