myLIFEinvest

Now you see! Now you don't...! Do 2010 audit report is correct???? Very scary.... If true then no wonder why dividend being paid so low..... and... do syariah compliance in here???? Any comment? Malaysiakini: EPF loaned RM55bil without gov't guarantee backing Aidila Razak 1:43PM Oct 28, 2011 The Employees Provident Fund (EPF) approved loans worth an astounding RM55.1 billion not backed by government guarantees. However, the Auditor-General’s Report 2010 found only one of the 13 debtors was qualified to obtain a loan

Assalamualaikum w.b.t., Ha! Ha!... Panelized! Penalty! Do pinch your tax payer hardly... They are not your voters anymore... But how with tax refund??? Until now didn't get my refund yet..??? What the hypocrite of the policy was... still want to make business with tax payer money...???  Isshhhh! Ishhhh! Labu! Labu!.... This is very fair policy indeeeeeddd! You don't declare and pay, you will be fined... You get late tax refund, no profit being return to you...  So please think your valuable vote in the next election... ---- Thestar: Tuesday October 18, 2011 Tax payers to feel pinch as Govt increases compliance enforcement By FINTAN NG fintan@thestar.com.my PETALING JAYA: Tax payers will start to feel the pinch as the Government intensifies efforts to increase compliance via several amendments to the Income Tax Act 1967 as part of measures to reform the country's finances. However, tax specialists felt that there should be more open discussi...

Seperti mana dibincangkan sebelum ini di tautan ( Kadar Pinjaman Kenderaan / Hire Purchase Rate & MPV mana yang berbaloi untuk dimiliki) di bawah adalah sepintas lalu  harga MPV kelas menengah yang mendapat perhatian di Malaysia. Keluasan dan fungsi binaan dalam juga berbeza bagi MPV di bawah.  Harga biasanya akan berubah bergantung kepada tawaran khusus oleh penjual dan aksesori yang diminta. Di bawah sekadar untuk rujukan. 1) Kia Rondo (Naza Citra II) 2.0 Naza Citra II Rondo EX – RM84,888 Naza Citra II Rondo EXS – RM88,888 2) Nissan Grand Livina 1.8  RM98,800.00 3) Kia Citra RS/SE (special Edition) 2.0  RM64,088.00 4) Chery Eastar Full Spec/w sun roof 2.0  RM 83,988 5) Proton Exora H-line (A) 1.6 RM76,998.00 6) Perodua Alza (A) Ezi 1.5 RM69.990.00

Assalamualaikum w.b.t., Belanjawan 2012 telah dibentangkan oleh PM Malaysia XXX. Alhamdulillah tiada pengecualian cukai tambahan bagi perhiasan-perhiasan mewah termasuk under wear import oleh beliau. Belanjawan ini juga tiada yang specialnya kepada majoriti rakyat secara umumnya yang akan menghadapi bebanan kos sara hidup yang bakal meningkat selepas pilihan raya ke 13 nanti. Dalam diam tak diam, cukai perkhidmatan telekomunikasi juga telah dikenakan oleh beberapa pengendali sistem telekomunikasi sehingga 6%. Yang ditangguhkan sementara adalah cukai berkaitan dengan pre-paid sahaja. Dalam belanjawan ini juga kenaikan gaji telah diberikan kepada kakitangan perkhidmatan awam di antara 7%-15% sepertimana yang pernah dikhabar anginkan link di sini , maka benarlah berita itu. Apa pun diucapkan tahniah semoga rezeki tambahan ini akan membawa erti seribu makna untuk berkhidmat dengan tulus, ikhlas dan jujur untuk kesejateraan rakyat. Agak mengecewakan juga apabila menteri-menteri dan ...

Assalamualaikum w.b.t., "LINK-KLIK: Refreshing 2009 post: Bulan Zulhijjah akan menjelma dua-tiga hari lagi. Rebutlah pelaburan yang tiada tolok bandingnya dijanjikan untuk kita bagi bekalan akhirat kita. Adakah ibadah haji di makkah? Sudah pasti yea untuk mereka yang menjadi tetamu Allah s.w.t., tetapi bagi kita yang masih belum berpeluang untuk mengerjakan haji, jangan bersedih, insyaallah satu masa nanti Allah s.w.t. akan menjemput kita ke sana juga. Nabi s.a.w.bersabda : “Tiada suatu hari pun amalan kebaikan padanya mempunyai kelebihan melainkan pada hari-hari ini, iaitu sepuluh hari Zulhijjah. Para sahabat Baginda bertanya: Apakah juga (pengecualian itu) termasuk jihad pada jalan Allah? Ujar Baginda: Tidak juga (termasuk) berjihad pada jalan Allah kecuali bagi seorang yang keluar dengan jiwa raga dan hartanya dan tidak membawa pulang apa-apa pun.” (H.r. Bukhari)." Berkorban melalui SALURAN-1 : Muslim Aid (Korban For Life) - RM380.00/ekor kamb...

Can we consider... the exchange rate MY to SIN$, 1SIN$ = RM2.44... Ahhhhh! Lets take example for tax rate comparison below afffterrr the conversion. Like our ruling party government always do for subsidy cut especially on the petrol. Malaysia: RM70,000 - RM100,00 ( tax rate : 24%) Singapore: Sin$80,000 - Sin$160,000 = RM195,000 - RM390,400 ( tax rate: 14% ) Mmmm! I see! I see! Do we still the best...?? Hope "Rahsia Besar" won't turn to "Temberang Besar"... We see later.. ---- Thestar: Friday October 7, 2011 Budget: Mr Prime Minister, please ease the pain of mid-income group Friday Reflections - By B.K. Sidhu AS in past years, the tabling of the Budget today brings the promise of goodies. But unlike before, this year everyone has a chance to tell the Prime Minister what they expect in Budget 2012. Datuk Seri Najib Razak opened the lines of communication via his website, Facebook and Twitter , and anyone could share his or her tho...

Assalamualaikum w.b.t., Hari ini banyak email diterima berhubung kematian Steve Job pengasas syarikat Apple yang terkenal dengan pengeluaran komputer, IPAD dan sebagainya disebabkan mengidap kanser... Wah! begitu kalut sekali apabila kematian orang-orang kenamaan yang terkenal seperti beliau... Namun adakah kita bermuhasabah yang kematian saban masa menghambat kita??? Peringatan ini semata-mata untuk diri ku yang selalu lupa dan malas untuk beribadah.... Hidup ini hanya sementara. Yang berkuasa mati, yang terkenal juga mati, yang zalim binasa, yang miskin ajal menjemput juga.... Dipetik sedikit ucapan beliau di Stanford untuk renungan kita, cerita kematian (rujuk yang diwarnakan merah): " When I was 17, I read a quote that went something like: “If you live each day as if it was your last, someday you’ll most certainly be right.” It made an impression on me, and since then, for the past 33 years, I have looked in the mirror every morning and asked myself: “If today...

Assalamualaikum w.b.t., Many peoples now start talking about what do we prefer or dreams for this coming 2012 budget.. My answer is to see total change after more than 20 years being cheated and would like to see Islamic management ways adapted and being implemented in Malaysia. Since most people talk about income tax balance I will still prefer on tax deduction or exemption scheme being revised, in such for personal income tax: 1) Tax deduction on pre-school fees spent upto RM3000.00 for each children 2) Tax deduction for medical expenses spent at private hospital / clinic / alternative medication 3) Increase tax deduction on Life Takaful or Insurance to upto RM20,000.00 ( to promote saving and prepare for better retirement) 4) Tax deduction for all spent fees for personal/children education at university/collegue/pondok/etc 5) Increase tax deduction on Education / Health Takaful or Insurance  to upto RM10,000.00 or more 6) Tax deduction on sport equipment being incre...

  Assalamualaikum w.b.t., Just nip my check... Errr! Do I make my self clear with the imbalance and injustice of personal income tax rate and tax exemption here? Well... it is just the beginning.. Lets fight for our right... Vote for change, I believe  this is only magically temporary  scheme  under election swapping program. If really honest then the whole income tax should be restructured to make balance and be fair to everybody.. Or if dare enough convert into Islamic Way, go for 2.5% flat rate as zakat or jizyah.. -------------- Thestar: Wednesday October 5, 2011 PETALING JAYA: The Government will reduce the tax burden of the middle-income group in the coming budget after it reduced the tax rates for the high- and low-income groups in the last budget. Malaysian Rating Corp Bhd (MARC) chief economist Nor Zahidi Alias said in a pre-Budget 2012 report that there might not be any broad-based tax cuts for individuals and corporations, but there cou...

Emmm!!!! Very affordable.... for Who? Price?  Ahhhh!!! I see! I see! Thestar: Oct 4, 2011 Buyers snapping up affordable homes in Putrajaya PUTRAJAYA: A total of 560 affordable homes at Precinct 11 here, priced between RM120,000 and RM150,000 each, are open for applications. These houses form the first phase of the recently launched 1Malaysia Housing Programme (PR1MA) project. The project comprises 420 apartment units with a built up area of 815sq ft, which are priced at RM120,000 each. Another 140 units, measuring 1,006sq ft each, are for sale at RM150,000 each. Unit PR1MA chief executive officer Datuk Abdul Mutalib Alias said eligible applicants should be Malaysian citizens aged 21 years and above. “ They must also live or work in Putrajaya and be registered voters in the Putrajaya constituency,” he said, adding that they should not own more than one other home in Malaysia. “And, they must have a gross household income of not more than RM6,000 a month.”...

Now it  happen again! Row! Row! Your Boat!... Lets recap what is moving forward... Nuclear Power? What can we see here? Ahhhh! Nothing believe me not.... ---- 1) Thestar: Published: Monday October 3, 2011 MYT 11:59:00 AM Stocks: Malaysia's Tenaga down on gas shortage concerns KUALA LUMPUR, Oct 3 (Reuters) - Shares in Malaysia's state power firm Tenaga Nasional fell as much as 3.1 percent on Monday on concerns of lower fourth quarter earnings due to a prolonged gas shortage. Citigroup said in a note that it expected Tenaga to post a weak fourth quarter results due to concerns that a prolonged gas supply interruption could worsen, forcing the company to buy expensive fuel oils for power generation. Tenaga shares were trading at 5.03 ringgit($1.576)as at 0210 GMT(1010 Malaysian time), down 2.71 percent compared to the broader market which lost 1.8 percent. 2) Thestar: Saturday September 24, 2011 Gas shortage, fuel cost affecting rating performance of TNB...

I'm wondering.... ???? ------------ Thestar: Monday October 3, 2011 By RONNIE LIM and YEE WING PENG OLD is gold! However, just as the price of gold has spiralled, the cost of living in those golden years has also increased. To add insult to injury, the tax refunds accruing to senior citizens from their dividend income have decreased in recent years and will totally vanish after 2013 due to the payment of tax exempt dividends under the single-tier tax system. This reduction in tax refunds till 2013 can be minimised if senior citizens invest in companies which pay large taxed, rather than tax-exempt, dividends. In addition, those companies should have sufficient franking credit to support future taxed dividends and should not have elected to pay the tax-exempt dividends referred to earlier (published accounts should provide this information). Judging from the how vocal (and at times long-winded) retirees are at annual general meetings, they can make their poi...