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Gold Investment Account... ? Do Syariah Compliant?

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Assalamualaikum w.b.t., Below is the list of available Malaysia Gold Investment Account. Please check and consult trusted mufti/ulamak yourself for syariah compliance before do your investment. Many "ulau dalam semak" now, give "fatwa" for $$$. Rumour spreads again that gold and silver will ride big bull soon. How soon? I also don't know... Perhaps before 21Dec2012... Ha!x5... Mayan Conspiracy theory again.. The date is also my son's birth date... Ok-ok, I believe now... Anything can happen... It is happen once it's happen.. Our victory will happen once total change of federal ruler... Doubt to change? Then should make a change... Article from: http://www.horlic.com/comparison-between-5-gold-investment-accounts-cimb-vs-kfh-vs-mbb-vs-pbb-vs-uob-%E2%80%93-choose-the-best/ How to choose the best gold investment account that suits you the most? Let’s do some comparison: CIMB Bank Gold Deposit Account (GDA) Kuwait Finance House KFH Gold Accoun...

Lets raise our investment before its too late..!!!! ACTION PLAN

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Assalamualaikum w.b.t., Salam Ramadhan and "Selamat Berpuasa".. Quite hard to write now.... time really jealous at this age... Now left around +/- 11 days to go to raise our investment for next journey. We have to accumulate more and more since this opportunity might won't come again, similar as well we should vote for change in GE13 to prepare for our future life or at least for our growing children. So we shouldn't be classified  as a bankrupt person in our future life. For future journey, we still have time to invest to get 1000x month of profit. HUNT for "LAILATUL QADAR". Now we at "lailatul qadar" period of time. Lets hunt, in this last 10 days. We don't know what day is odd or even since 1 Ramadhan starts differently from country to country. Refer to the image below form rumputt.net . Please remember  the day in Islam starts at sunset of previous days. So the night of 21 Ramadhan is tonight 9 Ogos. So lets multiple our effort now ...

Do Crime Rate Drop? Do you feel very safe??

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Assalamualaikum w.b.t., Many news claiming crime rates drop. Do you believe? Do you feel safe? And then, for what reason school children will be allow to bring mobile phone for safety monitoring? Lets view some claim by news.. Pemandu: Crime index down by 10.1% from January to May KUALA LUMPUR: Malaysia's crime index fell by 10.1% between January and May this year, Pemandu said on Thursday. According to figures released by Pemandu's Reducing Crime NKRA director Eugene Teh , there were 63,221 cases between January and May this year compared to 70,343 cases recorded in the corresponding period last year. “The NKRA's focus on bringing down the crime rate in the last three years has achieved big wins yearly since we first began the Government Transformation Programme and the trend seems to be continuing,” he said. Crime rates are dropping, but why are we so scared? Pemandu's ‘fear of crime' study not meaningful, not stratified geographically and...

NOOOOWWWWW Games Starts...

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Assalamualaikum w.b.t., I did mention before the reason for retirement  age raised from 55 to 60 years.... Positively it is about manipulating retirement fund mostly from private sector... Gomen money already in the pocket and now to tunnel hard earn saving from private sector worker to XXX pocket..  In return, depositor will be distribute around/less 6% profit from fund investment. But what was the inflation rate then? What can you buy with RM10 now? What will RM10 + 6% yearly growth until 60 years of age? How to consider goods price yearly rising crazyly and  so called subsidy to be drawn back. And what do rakyat get from this gomen? Happy living style? After paying high income tax what do we really get? Free fair high class education? Free healthcare? Low crime index? Security in our jobs? or Whattt???? So far, what I saw "many-many" of us paying for nothing... "Many-many" of us need to send our child to private school, paying for high fees of medical treat...

Lend Your Money to Relatives Will End Up TAX PENALTY????

Assalamualaikum w.b.t. TAX!!!  In GORILLA RULER COUNTRY.... Lend your money to relatives will end up with tax charges to you??? Everything being justified for rakyat????  This what they mean??? Leaches the blood sucker.... I believe we truely need an urgent change... If not we and the country will suffer until a  last pine of our own blood... Lets change in next GE. It is justified then if a Khatib pray for the justice http://bm.harakahdaily.net/index.php/berita-utama/11268-saya-doa-jatuhkan-pemimpin-zalim-khatib ... ----- Thestar: Wednesday June 27, 2012 New tax rules create a quandary for lending to family members Comment by Kang Beng Hoe CHARGING below market interest gets you in trouble with the taxman or the law against money-lending. “Neither a borrower nor a lender be”. This advice by Polonius, the King's adviser to his son in Shakespeare's Hamlet remains good advice today. But good advice, it is said, is least heeded when most needed. Lend...

Time for gold again???

Gold inflation free??? ----------------- Thestar: Friday May 18, 2012 China Q1 gold demand hits record SINGAPORE: China's gold demand hit a record high in the first quarter on investor worries over inflation and property market curbs, the World Gold Council (WGC) said, bucking a lower trend in global consumption driven by higher gold prices. Global gold demand fell 5% on the year to 1,097.6 tonnes in the first three months of 2012, as jewellery and technology sectors bought less gold with average prices up 22% from a year earlier, but investment demand and central bank buying helped cushion the fall, the industry group said. China remained the world's top gold consumer for the second quarter in a row, with its gold consumer demand up 10% to 255.2 tonnes, beating India's 207.6 tonnes, which was a 29% decline on the year. - Reuters

EPF Way for Bail Out?? or Waving for Opportunity??

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Assalamualaikum w.b.t., EPF now on bailing out again???? Hopefully this exercise argument by "Pemegang Amanah" can make sure  our profit in terms of divedend can gear up more than 10% next year. Ha!5, are you dreaming mannn???? Do, the investment really for the sake of "saver" benefit??? Or just for the sake of savingssssss XXX??? Do this relate to JCorp? Who is jumping out from the boat??? What else EPF savinggsssss actions???? or Do someone is "cashing" out utilizing private rakyat fund for GE again??? We never know what else balance for us... Hopefully this is a smartest move by EPF.... If not, then EPF saver eat chicken feather lah.... Ya Allah s.w.t. please save us all from the betrayal by munafiqun within us. Amin. --------- Thestar:Friday May 18, 2012 EPF's buyout portion in KFCH and QSR will be around RM1.26bil By RISEN JAYASEELAN risen@thestar.com.my KUALA LUMPUR: The Employees Provident Fund (EPF) says it is participa...

Do you afford to buy a house? Really!!?????

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Assalamualaikum w.b.t., The news below make me a bit worry. What will happen to my children future? Ya! Allah s.w.t., please save me and my family aqidah. Please guide us. Amin. Residential housing price is rocketing high. Many people are suffering to get their dreams house. With new policy from bank negara to filter out bad hire purchase borrower had stopped more people from buying house. Bank negara moved basically is a good move, but... The most will suffer with this policy basically people who work with private sectors. Why???? The basis of hire purchase is a balance of income to confirm the ability to pay back the loan. For private sectors, their clean income is after deducting EPF and Tax. The basis being used usually  by separated to  1/3 for vehicle, 1/3 for housing and 1/3 for living/expenses. Due to this basis, many buyers failed to comply and do not have enough fund to buy their dreams house. Most of them think that they can depend to their EPF savings to with...

Higher Income in Higher Income Economy Model?????

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Assalamualaikum w.b.t., AAAAHHHAAAAA!!!!! It is also about subsidy again??? Will cook oil price up again??? Wassalam. ----- Wednesday May 9, 2012 Ageing oil palm plantations likely to lift CPO price By HANIM ADNAN nem@thestar.com.my PETALING JAYA: Anticipation over declining crude palm oil (CPO) production due to ageing plantations in major producing countries including Malaysia, would likely bolster the commodity to hit RM4,000 per tonne by second half of this year, according to industry players. Malaysian Estate Owners Association president Boon Weng Siew who pegged the country's total planted area with palm trees of over 20 years old to between 30% and 40%, said many of the ageing palm trees in Malaysia were mostly under the smallholders' holdings. Of the total CPO production, smallholders contributed the bulk at about 52% while the rest was from large plantation companies, according to the National Association of Smallholders. Despite a RM7,...

What Did You Mean??? Errr... Sign for Tariff Hike, Do You??

Assalamualaikum w.b.t., Many news now on paper about so called subsidy? View with your eyes and review with your deepest heart... You can feel the clearer picture what possibly happen after GE if and if this 1Ruler & gang still on his seat. More and more "Rimba-rimba  Dilelong, murah-murah"...., why??? Now awarding spree given to businesseesss man... How much more left... for so called "RAKYAT".....?? So guys, if you unable tighthen  your stomach and pocket anymore, then think thrice before put your vote in coming GE. Hope Allah s.w.t bless us all. Amin. Wassalam. Recent Related Articles: May 09 Malaysia’s gas supply-demand gap to start growing next year May 05 Solving oil and gas subsidy problem May 04 Subsidy leads to gas issue Apr 06 Subsidised gas prices not sustainable, says union leader Feb 17 Global natural gas demand to rise 2% annually

The answer what makes Crestbld Rocking.....

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Assalamualaikum w.b.t., At first I taught fundamental  makes Crestbld rocking up... but the reality is due to this: Thestar: Monday May 7, 2012 Crest Builder JV to develop MRB’s RM1.4bil project in KL -- It is easy political link making money via stock investment. You know the target deer that will be shoot than you will laughing going to bank. Lets see one year Crestbld chart. I kept this stock since 2/2/2010 bought at RM0.765. At last sold last friday at RM1.10. Alhamdulillah. A few times missed the shooting games due too busy with office work. At first taught want to let go this stock but it is one of MAMA stock like TWSessssss stocks i just keep it. Want to see the game play by 1Magicians for cashing out through stocks for xxx. The most sucks stocks that I keep until now since 2007 just for display and remind me how stocks can kill you if don't play smart is "CAROTEC". I don't understand why Tabung Haji bought this stock last year. ...

Part 1: What The Investment Means To Most of Us? To Make More Money Via Saving?

Assalamualaikum w.b.t., Horrible! Horrible! No time for we, our selves!? Working in our life sometimes make us horrible. Miss a lot of our valuable own prime time or some people says as quality time... What do quality time really means? Some of us,  most of our times was occupied to solve and do office work. Extra work at home without being paid. One of my friend says, he work for private company and he need to work longer time than normal office hours. To grab an quality times with his family he brings home his work together and do at home. But do the family get his quality times? And do the employer appreciate him working longer time? What he told me, of course the employer don't know he work longer time and never appreciate him. What employer get only all matter resolve must be resolve by the time, longer work time is not employer concern. That is the best he can do, even though his mind not with the family at home but his body is. At least his children still can see him...

Going To Raise Petrol Price and Electricity Tarif Again???

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Issues and concern now at the corner again. I think the petrol price raise up and electricity tariff revision is come closer to our shoulder again. So, what will our living to be? Price hike of daily used goods already burden majority of people now. People in middle income earning also suffering especially from private sectors. Do we still support current ruler or make a choice to make drastic change? Our selection will come  sooner. What will your choice be? Mine, want to make a change for a betterment future for my children. Thestar: Saturday May 5, 2012 Solving oil and gas subsidy problem By JOHN LOH johnloh@thestar.com.my THE argument against subsidising the country's oil and gas has been made time and again, yet the decision to do away with it remains one that no government would be glad to make in a hurry. One need only point to the recent examples of mass riots in Nigeria and Indonesia, where thousands took to the streets after their governments removed...

Do I Missed... Sit for Justice???

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Allah hu Akhbar! Allah hu Akhbar! Allah hu Akhbar! I'm yellow again today, support for betterment future.... Salute to all those very brave  that  saying I want justice in this country today.... you want to make things happen... And,  not just wait things to happen. What I can say to you all, thank you from my deepest heart on behalf of my childrens... for your kindness... to fight for betterment future..... May Allah s.w.t. bless us all. Amin.