UPDATED: TAX/ZAKAT 2011 and BUDGET PLANNING 2012 sample form
Assalamualaikum w.b.t.,
Hopefully someone still can benefit the form especially to maximise your zakat over tax and start plan for 2012. The below attached budget form is based on AKPK calculator where converted to excel format to ease adding of items that might important to some people.
I did some simulation for year 2012 expenses. I realize that year 2012 will be more challenging especially for those who work in private sectors with rising cost of most of household items and rising fees for pre-school / islamic version of educations.
If got ample time I'll write also about the burden that suffered by workers in middle class income range. I received one data from Mr. Zack who used the tax template in this blog and he request if possible to compare with gov. sector. It will very interesting to share with you all as well. To Mr. Zack, as my advise we in private sectors will always feel frustrated with current double standard tax systems.
As I told you, we should "syukur" in maximizing our zakat where it can be used to help other people who need most and hopefully Allah s.w.t. will consider the "extra" as good will. "Semoga ianya dikira sebagai amalan wakaf dan sadakah jariah yang akan dihitung sebagai amalan yang akan memberatkan amalan baik dihari kita memerlukannya di akhirat kelak." Thanks for your data. It might help me and other people to understand the meaning of higher income in this current tax system. Working hard day and night doesn't mean that we will get more but most likely losing most of our life that should be balanced as a muslim.
Attached:
1) Sample "borang pengiraan cukai dan zakat - sample 2011".
2) Sample "borang budget 2012" please simulate and plan your self. Hope will avoid more people trap in unnecessary expenses.
----
Wassalam
Hopefully someone still can benefit the form especially to maximise your zakat over tax and start plan for 2012. The below attached budget form is based on AKPK calculator where converted to excel format to ease adding of items that might important to some people.
I did some simulation for year 2012 expenses. I realize that year 2012 will be more challenging especially for those who work in private sectors with rising cost of most of household items and rising fees for pre-school / islamic version of educations.
If got ample time I'll write also about the burden that suffered by workers in middle class income range. I received one data from Mr. Zack who used the tax template in this blog and he request if possible to compare with gov. sector. It will very interesting to share with you all as well. To Mr. Zack, as my advise we in private sectors will always feel frustrated with current double standard tax systems.
As I told you, we should "syukur" in maximizing our zakat where it can be used to help other people who need most and hopefully Allah s.w.t. will consider the "extra" as good will. "Semoga ianya dikira sebagai amalan wakaf dan sadakah jariah yang akan dihitung sebagai amalan yang akan memberatkan amalan baik dihari kita memerlukannya di akhirat kelak." Thanks for your data. It might help me and other people to understand the meaning of higher income in this current tax system. Working hard day and night doesn't mean that we will get more but most likely losing most of our life that should be balanced as a muslim.
Attached:
1) Sample "borang pengiraan cukai dan zakat - sample 2011".
2) Sample "borang budget 2012" please simulate and plan your self. Hope will avoid more people trap in unnecessary expenses.
----
Wassalam
terima kasih bnyk2 atas documents yg dilampirkan....
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